Life insurance sales scripts for new agents, right on your phone
Your first client call.And your mind goes blank.
RIO is the life insurance agent conversation guide for up-and-coming agents. Tap through the call, one step at a time.
Six-page scripts. Five managers, five opinions. Flipping pages mid-call.
New agents don't lack ambition. They lack a clear next thing to say.
“As a new agent, I honestly have no idea what to say. I came from the mortgage industry and am no stranger to phones. I've done all the training and am ready to sell, but I just freeze. After seeing RIO, I feel like this can help me have enough confidence to get on the phone to my leads.”
“I just used RIO in my first live client call with a general life lead! It was so much better than shuffling paper and stumbling through a script.”
“As a new agent working general life leads, I struggled with which product was appropriate for my client. RIO guided me through those rough waters and my confidence has grown with every call.”
“I can't wait to start using this!”
“Ever since I started using RIO, I noticed my customers appreciated my ability to help them find an insurance solution that they could afford and that fit their needs.”
“Although I've been in the industry for a while, I always felt I needed help pivoting when challenges popped up in conversation with a client. RIO has allowed me to pivot to a different approach for a client mid-conversation. Now I don't have to ‘do some research’ and ‘call them right back’ as much as I used to.”
“I'm just getting into more advanced products like IUL's and annuities. I started using RIO as my script buddy and I realize that I should have started years ago!”
How it works
- STEP 1
Open RIO on your phone
It installs from your browser, like an app, on iPhone or Android.
- STEP 2
Pick your call type
Life, IUL, annuity, final expense or guaranteed acceptance.
- STEP 3
Tap through, with real scripted language
One step at a time, with the next thing to say on screen.
Life insurance sales scripts for every call type
General life script
IUL sales script
Annuity sales script
Final expense phone script
Guaranteed issue script
Compliance flags built in.
Quick health check
“Before we go further — any major health issues I should know about?”
Note — don't read this aloud: Full detail gets gathered in the application itself.
Pricing
Then $25/month. Cancel anytime.
Renews monthly until you cancel. Access continues to the end of the month you paid for. No partial refunds.
Included
- All five conversation flows
- Works on iPhone and Android
- Use it on up to two devices
- Updates as the scripts improve
Signing up through your agency owner's link? You get $10 off your first 60 days.
Leading a team? Support every new agent without sitting in on every call.
For agency ownersCommon questions
Does RIO replace training?
No. RIO supports product knowledge and training. It does not replace them.
Does it work on my phone?
Yes, on iPhone and Android.
Can I cancel?
Yes, anytime, right in the app: open RIO, tap Account, then Billing & receipts, then Cancel subscription. Your access continues to the end of the period you paid for. There are no partial refunds. Step-by-step cancellation help.
Is RIO carrier-approved?
RIO is an independent conversation guide. It isn't affiliated with or endorsed by any insurance carrier. Agents remain responsible for following their carrier's and IMO's rules.
Can I change the scripts?
Not in this version. RIO's scripts are built as one connected flow, so changing a line can break the logic that follows it. A version that lets you load your own scripts is planned. Contact us to be notified.